• Welcome to the PayNet Insight Suite

    Your interactive Toolset to gain exclusive insights into the credit conditions of specific markets.

  • Access and analyze data from over 1 million loans

    Reduce risk. Target growth. Cut costs.

Registered User Benefits

Get instant access to our exclusive small business lending data

Register Now
  • View and compare national and provincial credit information
  • Find new opportunities for growth by market and industry
  • Obtain monthly analysis reports from PayNet
  • Generate customizable graphs and charts
  • Gain unique market insight to the commercial credit industry
  • No payment required
National Credit Conditions
 
Current
 
Change
CSBLI1
CSBLI

The PayNet Canadian Small Business Lending Index (CSBLI) measures the volume of new commercial loans and leases to small businesses, indexed so that January 2005 equals 100.

  • “Current” — a seasonally adjusted index (January 2005=100) for the most recently reported month
  • “Change” — based on same-month one-year-prior; a higher number indicates increased lending activity
105.1
16.5%
CSBDI1
CSBDI

The PayNet Canadian Small Business Delinquency Index (CSBDI) measures the percentage of loans to small businesses that are more than 30 days past due. The CSBDI provides insight to financial services executives, economists, policy makers, and regulators in order to understand the stage of the business cycle and to set credit oversight policies.

  • “Current” — the delinquency rate of small businesses for the most recently reported month, calculated as an index
  • “Change” — based on same-month one-year-prior; a higher number indicates greater financial stress
3.46%
212 bps
1As of Jul-2024 with YoY Change.